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Utah is located in the northeastern part of the United States and has a dry continental climate. Manufactured homes in Utah are engineered specifically for the unique characteristics of the environment, with a focus on energy efficiency and minimal long-term maintenance. Therefore, the average price would be $126,000, making the purchase of a prefabricated home a fiscally responsible choice for Utah’s would-be home buyers. These prices may vary in metropolitan areas such as Salt Lake City and West Valley City, where the cost of land and site improvements are typically higher.
These homes are titled through Utah Department of Motor Vehicles, and all escrow and/or closing functions will be handled by us, not a 3rd party escrow company, as in real estate transactions. Below we have outlined our basic requirements and guidelines to better assist you. Utah mobile home park loan will also enable you pay your loan off much quicker than you normally would. When you lower your interest rate you can take years off your current manufactured home loan, saving you thousands of dollars in interest payments.
Click Here to Search for Mobile Homes for Sale on Realtor.com.
Come see why our flexible lending options and fast approval process make us your best choice. Acquiring financing is an important part of purchasing a new home, but options can be limited, and the fine print can be confusing. Carefree Homes is proud to offer in-house construction financing options to all of our customers, giving you a reliable financing option right here at our dealership. At RANLife Home Loans our experienced mortgage professionals view a refinance, or purchase of a home loan, as more than ju...
They'll also be able to spot any red flags that would make it hard for you to get a loan. If you wait until you've found the perfect home, then contact a lender, you risk being disappointed if you aren't pre-approved for a mobile home loan at the price you were expecting. We can help you find the home that’s right for you and ensure you make the most out of your investment, as well as offer you the peace of mind that comes with knowing you and your family are in capable hands. We offer hundreds of floor plans and the ability to customize your dream home. Get your new home faster, stronger and more affordable with Elite Housing. However, it is important to note that you must own both the land and mobile unit to obtain financing through RanLife.
Manufactured Home Construction in Utah
The majority of our customers live in mobile home parks and leased lot manufactured home communities. JCF Lending Group offers Utah mobile home financing for used and/or pre-owned manufactured & mobile homes. We are a home only Utah lender, providing manufactured & mobile home financing for homes not attached to real property by way of deed or title.
You may also qualify for a JCF Lending Group Utah mobile home finance loan if your home and land are not tied together by deed or title. This should not be confused with loan to value, also called LTV. The value is determined by appraisal or book value which will be determined by your loan underwriter. All LTV percentages include any and all fees that are financed into the loan, including taxes & insurance if applicable. As a basic rule, manufactured homes that are ten years old or newer have an LTV of 95%, mobile homes built from 1976 to 1989, have a 85% LTV.
Manufactured Home Loans in Utah
Finally, in the event that we are unable to assist an applicant, JCF will do the research to find out who can meet the customer needs. Powerful reasons for both consumers and employees to put their trust in JCF lending Group, an Equal Opportunity Employer and Lender. Need Utah Manufactured Home Refinancing - By adjusting your current Interest Rate and the number of remaining loan payments, many things can be accomplished. Reduced Monthly Payments and Thousands of Dollars of Savings are a few of the possible benefits of Manufactured Home Refinancing. We are a national housing lender specializing in manufactured, modular, and mobile home financing.
In 1999 Cascade Financial Services began offering conventional financing terms that were previously unavailable to buyers ... By pressing "Get Contacted" you agree that manufactured housing professionals may call, text, or email you a quote, request more information about your inquiry, and/or to discuss financing options. This comparison is not permitted where disallowed by state law, including but not limited to any real property mortgage loan in states that disallow it without a license.
Beautiful Factory-Built Homes in Utah
An example of this would be if you own your land outright, or if your home is on family or friend's land. You may choose to purchase a new mobile home, sometimes also referred to as a manufactured home. You have a couple of options when it comes to finding a space to put your new home. Mobile home parks don't usually have open spaces, most already have homes in every space. However, if these homes are very old, they can be very inexpensive. They expect that you'll purchase the home and dispose of it - sometimes it will even say this in the property description on Realtor.com.
Our Staff will quickly ascertain whether Utah Mobile Home Refinancing will be beneficial. We also have "Live Help" operators standing by 24/7, helping both existing and new customers get the answers to the questions they may have, all in real time. Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 5... We work hard to help find the perfect loan solution that meets each buyers unique needs. Transported directly from the manufacturer to the site where it will be financed. For example, USDA’s lending partner Metroplex Mortgage Services Inc. is working with the agency to ensure people in rural Florida, Texas, Tennessee and Alabama have a place to call home.
We are confident that you will find our rates to be more attractive! In fact, with most manufactured Home loans, you will be pleased to find that our program rates compare closely to the rates for a traditional home. Need Utah manufactured home refinancing - By adjusting your current Interest Rate and the number of remaining loan payments, many things can be accomplished. Reduced monthly payments and thousands of dollars of savings are a few of the possible benefits of Utah manufactured home refinancing or that low rate Utah manufactured home mortgage. JCF Lending Group finances mobile homes, broken into three categories, manufactured homes, modular homes and park "RV" models.
As an example, a 10 or 20 percent down will offer a better rate than 5 Percent Down. Our terms vary from 7 years to 25 years, depending on the program you choose. The best Utah manufactured home financing rate can be obtained in most cases at a 15 year term .
T JCF Lending Group our end goal is to personalize each financial need to each customers situation. Whether you are selling or buying a manufactured home or refinancing your current Utah manufactured home, our experienced staff is ready to help. Whether you are selling or buying a manufactured home or refinancing your current Manufactured home, our experienced staff is ready to help. Need Utah Mobile Home Financing - Whether you are considering buying a Used Mobile Home or buying a New Manufactured Home, JCF Lending Group will find a mobile home loan that's right for you. The type of Mobile Home loan received depends of several different factors. The Year of the Mobile Home and Current Value is a strong factor as is the Credit of the Applicant and the Monthly Income.
An appraisal may or may not be required, depending on the NADA book value of the home and the amount you plan to finance. An inspection is always required on every Utah mobile home financing loan. An inspection will give the overall condition of the home, and additional options of the mobile home, such as decking, awnings, garages, etc. If we have enough value booking the home out using the inspection, an appraisal is not required.
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